Bank of Baroda MSME Officers Recruitment 2026 – 166 Vacancies
Bank of Baroda MSME Officers Recruitment 2026 brings a major career opportunity with a total of 166 vacancies announced for specialised officer roles in the MSME Banking segment. Under this recruitment drive, Bank of Baroda is inviting applications for three professional posts , Senior Manager MSME Relationship and Credit Analyst, and Manager Credit Analyst.
BoB MSME Officers Recruitment Overview
| Particulars | Details |
|---|---|
| Organisation | Bank of Baroda |
| Department | MSME Banking |
| Recruitment type | Regular basis |
| Advertisement No. | BOB/HRM/REC/ADVT/2026/07 |
| Total vacancies | 166 |
| Mode of application | Online |
| Job location | Anywhere in India |
| Minimum credit score requirement | CIBIL score 680 |
| Probation period | 12 months |
| Service bond | 3 years or ₹5 lakh |
Bank of Baroda MSME Officers Vacancy Details
Bank of Baroda MSME Officers Vacancy Details officially confirms a total of 166 vacancies for specialised and career-driven roles in the MSME Banking segment. This recruitment focuses on senior and mid-level professionals in MSME relationship management and credit analysis, making it a strong opportunity for candidates targeting core banking and lending operations.
| Job title | Scale | Vacancies |
|---|---|---|
| Senior Manager – MSME Relationship | MMG/S-III | 113 |
| Senior Manager – Credit Analyst | MMG/S-III | 19 |
| Manager – Credit Analyst | MMG/S-II | 34 |
Bank of Baroda MSME Officer Pay Scale
Bank of Baroda MSME Officer Pay Scale is one of the main reasons this recruitment attracts experienced banking and finance professionals. The MSME officer roles are placed in the Middle Management Grade (MMG) category, which means the positions carry decision-making responsibility, portfolio ownership, and a clear leadership role within the bank’s MSME business vertical.
MMG/S-II (Manager): The scale starts at ₹64,820 and goes up to ₹93,960.
MMG/S-III (Senior Manager): The scale starts at ₹85,920 and reaches ₹1,05,280.
Along with the basic pay, selected officers are also entitled to bank allowances, performance-linked benefits and officer-grade service facilities, as applicable under the Bank’s internal service policies.
Bank of Baroda MSME Recruitment 2026 Official Links
| Purpose | Link |
|---|---|
| Apply online | BoB MSME Apply Link |
| Official Website | BoB Website |
| Download Notification | Download MSME Notification |
Bank of Baroda MSME Officers Eligibility Criteria
Bank of Baroda MSME Officers Eligibility Criteria clearly shows that this recruitment is meant only for experienced banking and credit professionals, not for fresh graduates. To be considered, candidates must meet the required age limits, hold a mandatory graduation qualification, and possess strong hands-on experience in credit processing, loan sales and MSME finance operations.
1. Senior Manager – MSME Relationship (MMG/S-III)
Age: 30 to 40 years.
Education: Graduation (Mandatory); MBA/PGDM in Finance, Marketing, Sales, or Banking (Preferred).
Experience: 8 years total in banking; 4 years must be in Credit Processing/Loan Sales with a Bank/NBFC/FI.
Preference: MSME Credit Processing/Sales experience.
2. Senior Manager – Credit Analyst (MMG/S-III)
Age: 29 to 37 years.
Education: Graduation (Mandatory); CA/CFA/CMA or MBA/PGDM in Finance (Preferred).
Experience: 6 years in Credit Processing (Bank/NBFC/FI) or as an Analyst at RBI-approved agencies.
Special Clause: Only 5 years experience required for CA/CMA holders.
3. Manager – Credit Analyst (MMG/S-II)
Age: 25 to 34 years.
Education: Graduation (Mandatory); CA/CFA/CMA or MBA/PGDM in Finance (Preferred).
Experience: 3 years in Credit Processing (Bank/NBFC/FI) or as an Analyst at RBI-approved agencies.
Special Clause: Only 2 years experience required for CA/CMA holders.
Critical Selection Conditions
Experience Exclusions: Clerical cadre experience is not eligible. Employment periods under six months are not counted unless they are part of your current job.
Credit Standard: A minimum CIBIL score of 680 is mandatory at joining.
Disqualification: Defaulting on loans/credit cards or having adverse credit reports will lead to rejection at any stage.
Bank of Baroda MSME Officers Selection Stages
The Bank of Baroda MSME Officers selection process is designed to shortlist candidates with strong domain expertise, professional judgement and real banking exposure, rather than only academic performance.
Initial Scrutiny: Review of applications based on experience and eligibility.
Online Test: A written examination to test core competencies.
Psychometric Test: To assess personality and suitability for the role.
Group Discussion (GD) & Personal Interview (PI): The final evaluation of communication and problem-solving skills.
Bank of Baroda MSME Officers Exam Pattern
The Bank of Baroda MSME Officers Exam Pattern is structured to test both a candidate’s general aptitude and their professional understanding of banking and credit functions. The examination is divided into qualifying sections and a specialised professional knowledge section.
Note: There is no negative marking for wrong answers. Sections 1, 2, and 3 are qualifying in nature.
| Section | Questions | Max Marks | Duration |
| Reasoning | 25 | 25 | Combined 75 Mins |
| English Language | 25 | 25 | Combined 75 Mins |
| Quantitative Aptitude | 25 | 25 | Combined 75 Mins |
| Professional Knowledge | 75 | 150 | 75 Minutes |
| Total | 150 | 225 | 150 Minutes |
Bank of Baroda MSME Officers Schedule
| Event | Date |
|---|---|
| Application Start Date | 06 February 2026 |
| Last Date to Apply | 26 February 2026 |
How To Apply for MSME Officers Process
Apply for MSME Officers process is completely online and must be completed through the official Bank of Baroda careers portal. Candidates should ensure that all details, documents and uploads are correct before final submission, as no editing is allowed after submission.
Visit the official website of Bank of Baroda.
Go to Careers → Current Opportunities.
Register yourself and carefully fill in the online application form.
Upload your resume, photograph, signature and all required supporting documents in the prescribed format.
Pay the application fee online using the available payment options.
Submit the application form and take a printout for future reference.
Bank of Baroda MSME Application Fee
Bank of Baroda MSME Application Fee is an important step in completing the online application process, as the form is treated as valid only after successful fee payment. Candidates must carefully check their category-wise fee amount before making the payment, because the application fee is non-refundable under any circumstances.
| Category | Fee |
|---|---|
| General / EWS / OBC | ₹850 |
| SC / ST / PWD / Ex-servicemen / Women | ₹175 |
Bank of Baroda MSME Officers Service Bond
The Bank of Baroda MSME Officers Service Bond is an important condition of appointment that candidates must clearly understand before accepting the offer. This bond is introduced to ensure long-term commitment, stability in key MSME roles, and continuity in the bank’s credit and relationship management operations.
Selected candidates must serve for at least 3 years from the date of joining.
If the bond is broken, a penalty of ₹5,00,000 must be paid to the bank.
The bond terms may change as per the Bank’s internal policy.
Final bond conditions will be mentioned in the offer letter.
Closing Note for Bank of Baroda MSME Officers Aspirants
The Bank of Baroda MSME Recruitment 2026 is a premier opportunity to elevate your professional standing in a leading public sector bank. With a regular appointment and a strong focus on the vital MSME sector, this role offers long-term career stability, professional growth, and exposure to core banking and credit operations.
Wishing all the aspirants the very best for their preparation and selection journey. May your hard work, consistency and dedication lead you to a successful and rewarding career at Bank of Baroda.
FAQs Bank of Baroda MSME Officers Recruitment 2026
Q1. What is the total number of vacancies in Bank of Baroda MSME Officers Recruitment 2026?
Ans. A total of 166 vacancies are announced for MSME Banking posts.
Q2. Is this recruitment suitable for freshers or entry-level candidates?
Ans. No. This recruitment is strictly for experienced professionals with prior banking or credit processing experience.
Q3. What is the minimum CIBIL score required for Bank of Baroda MSME officer jobs?
Ans. Candidates must have a minimum CIBIL score of 680 at the time of joining.
Q4. What are the job roles available under the MSME Banking recruitment drive?
Ans. The posts are Senior Manager – MSME Relationship, Senior Manager – Credit Analyst, and Manager – Credit Analyst.