IOB SO Recruitment 2025 Notification – 127 Specialist Officer Vacancies

IOB SO Recruitment 2025 banner highlighting 127 vacancies, salary ₹64,820 to ₹1,05,280 with perks, and eligibility for specialist officer posts.

Indian Overseas Bank has officially released the IOB SO Recruitment 2025 notification for 127 Specialist Officer vacancies across MMGS II & MMGS III posts. This recruitment offers excellent opportunities for skilled professionals in IT, Risk, Credit, Audit, Treasury, Civil, Electrical, Architecture, and more. Candidates looking for public sector bank specialist officer jobs can now apply.

📋 IOB Specialist Officer 2025 – Recruitment Overview

ParticularsDetails
Bank NameIndian Overseas Bank (IOB)
Post NameSpecialist Officers (SO)
Advertisement No.HRDD/RECT/03/2025-26
Total Vacancies127
Job LocationAcross India
ScaleMMGS II & MMGS III
Apply ModeOnline
Official Websitewww.iob.in

🏦 IOB SO Vacancy 2025 – Post Wise & Category Details

The IOB SO Vacancy 2025 notification officially announces 127 Specialist Officer posts across IT, Risk, Audit, Treasury, Credit, and Engineering streams. Below is the complete post-wise vacancy list with category distribution

Post NameScaleVacancies
Manager (IS Audit)MMGS II8
Senior Manager (IS Audit)MMGS III2
Manager (Civil)MMGS II5
Manager (Architect)MMGS II3
Manager (Electrical)MMGS II1
Manager (Automobile)MMGS II1
Manager (Printing)MMGS II1
Manager (Treasury)MMGS II11
Manager (Corporate Credit)MMGS II6
Senior Manager (Corporate Credit)MMGS III4
Manager – ITMMGS II41
Senior Manager – ITMMGS III4
Manager – RiskMMGS II5
Senior Manager – RiskMMGS III5
Manager – Information SecurityMMGS II13
Senior Manager – Information SecurityMMGS III2
Manager – Software Engineer (Mobile Apps)MMGS II2
Senior Manager – Software Engineer (Mobile Apps)MMGS III1
Manager – Software Engineer (Automation Engineering)MMGS II2
Manager – Software Engineer (Dot Net Technologies)MMGS II2
Manager – Software Engineer (Java Technologies)MMGS II2
Manager – Software Engineer (ML Ops Engineering)MMGS II2
Manager – Data ScientistMMGS II1
Senior Manager – Data ScientistMMGS III1
Manager – Data EngineerMMGS II1
Senior Manager – Data EngineerMMGS III1

🔗 Important Links for IOB SO Recruitment 2025

DetailsLink
IOB SO Recruitment 2025 Notification PDFDownload Here
IOB SO Recruitment 2025 Apply OnlineClick Here
IOB Official WebsiteClick Here

💰 IOB SO Salary 2025 – Specialist Officer Pay Scale

The IOB SO Salary 2025 structure is highly attractive, making this recruitment one of the most sought-after in the banking sector. Selected candidates will enjoy a competitive pay scale along with allowances and perks that ensure both financial stability and career growth. Apart from basic pay, candidates get DA, HRA, CCA, and various perks from the very first day.. The salary varies by scale, as shown below.

ScaleSalary Range
MMGS II₹64,820 – ₹93,960
MMGS III₹85,920 – ₹1,05,280

🎓 IOB SO Eligibility Criteria 2025

The IOB SO Eligibility Criteria 2025 is designed to ensure only skilled and experienced candidates apply. Applicants must meet post-wise educational qualifications, relevant work experience, and age requirements as per the official notification.

🔹 Educational Qualification & Experience

  • Candidates must hold BE/B.Tech, MCA, M.Sc, MBA, CA, CFA or equivalent degrees depending on the post.

  • Each Specialist Officer role demands specific professional skills and relevant work experience in IT, Risk, Audit, Treasury, Credit, Civil, Electrical, Architecture, and other domains.

  • Full post-wise details are given in the official PDF, and applicants must carefully check the criteria before applying.

Age Limit (as on 01.09.2025):

  • MMGS II: 25–35 years

  • MMGS III: 30–40 years

  • Age relaxation for SC/ST (5 yrs), OBC (3 yrs), PwBD (10 yrs), Ex-Servicemen (5 yrs)

🏆 IOB SO Selection Process 2025

The IOB SO Selection Process 2025 ensures that only the most qualified professionals make it through. Candidates are tested on both technical knowledge and personal suitability through a two-stage process. Final merit is prepared by combining scores from both stages.

🖥️ Online Examination

    • Objective test with sections on English Language, Banking Awareness, and Professional Knowledge.

    • Sectional cut-offs apply for each category.

🎤 Interview

    • Shortlisted candidates from the exam will be invited for a personal interview.

    • Focuses on professional expertise, communication, and role suitability.

🏅 Final Selection

    • Based on the combined performance in Online Exam and Interview.

    • Candidates must secure minimum qualifying marks in both stages.

📝 IOB SO Exam Pattern 2025

The IOB SO Exam Pattern 2025 is designed to evaluate candidates’ language skills, banking awareness, and domain knowledge. The test is fully online, objective in nature, and carries sectional qualifying marks. Knowing the pattern in advance helps aspirants plan a focused preparation strategy.

📊 Key Highlights

  • Sectional Qualifying Marks: 30% (Reserved), 35% (Unreserved)

  • Negative Marking: 0.25 marks deducted for each wrong answer

  • Duration: 120 minutes with sectional time limits

📚 Exam Structure

SectionQuestionsMarksTime
English Language252530 min
Banking Awareness252530 min
Professional Knowledge505060 min
Total100100120 min

📅 IOB SO Important Dates 2025

ActivityDates
Notification Release Date12 September 2025
Opening of Online Registration12 September 2025
Closing of Online Registration03 October 2025
Payment of Application Fee12 September 2025 – 03 October 2025
Online Examination DateTo be announced
Interview ScheduleTo be announced

🖊️ How to Apply for IOB SO Recruitment 2025

The IOB SO Recruitment 2025 application process is completely online, and candidates must carefully follow each step to ensure their application is valid.

  1. Visit the official website www.iob.in.

  2. Go to Careers > Recruitment of Specialist Officers – 2025–26.

  3. Register online and note down your registration number & password.

  4. Fill in the application form carefully.

  5. Upload photo, signature, thumb impression & handwritten declaration.

  6. Pay the application fee online.

  7. Submit the form and take a printout for reference

     

💳 IOB SO Application Fee 2025

The IOB SO Application Fee 2025 must be paid online only using debit card, credit card, internet banking, UPI, or other accepted digital methods. No offline payment will be accepted, and once paid, the fee is non-refundable under any circumstances.

CategoryFee Amount
SC / ST / PwBD₹175 (Intimation charges only)
OBC / EWS / UR (General)₹1000 (Inclusive of GST)

📑 Documents Required for IOB SO Recruitment

Applicants must keep all required documents scanned and ready before starting the online application for IOB SO Recruitment 2025. Uploading documents in the correct format is crucial, as any mismatch may lead to rejection at the application or interview stage.

  • Passport size photograph & signature

  • Left thumb impression

  • Handwritten declaration

  • Educational certificates & mark sheets

  • Experience certificates (as per role)

  • Category certificate (SC/ST/OBC/EWS/PwBD, if applicable)

📝 IOB SO Service Bond 2025

The IOB SO Recruitment 2025 comes with a service bond agreement to ensure candidate commitment after joining. This bond safeguards the bank’s investment in recruitment and training while offering job security to selected officers.

  • Bond Amount: ₹2,50,000 (Rupees Two Lakh Fifty Thousand only)

  • Minimum Service Period: 3 years from the date of joining

Candidates who resign before completing this three-year service period will be liable to pay the bond amount. This ensures that IOB Specialist Officers 2025 remain committed and contribute effectively to the bank’s growth.

🌟 Final Word on IOB SO Recruitment 2025

The IOB SO Recruitment 2025 is a golden opportunity for professionals to join one of India’s leading public sector banks. With 127 Specialist Officer posts across IT, Credit, Risk, Audit, Treasury, and Engineering streams, this recruitment ensures not just a job, but a stable and rewarding career.

💡 We wish you best of luck in your preparation and application journey. May you achieve success in securing your dream banking career!

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📚 How to Prepare for IOB SO Recruitment 2025 Exam

Preparing for the IOB SO Recruitment 2025 is not just about clearing an online test; it is about proving your professional expertise and readiness for a responsible officer role in one of India’s leading public sector banks. Since this exam combines technical depth with banking knowledge, your preparation should be structured, disciplined, and role-specific.

1.Understand the Exam Blueprint Before Starting

The exam has three clear sections: English Language, Banking Awareness with a focus on the banking industry, and Professional Knowledge. Many candidates overlook the fact that Professional Knowledge carries the highest weightage (50 marks). This means you must first map your preparation strategy according to your post applied—whether IT, Credit, Risk, Audit, Treasury, or Engineering. Build a subject-wise plan and allocate more time to your core specialization without neglecting the qualifying sections.

2.Master the English Section with Precision

English is not about memorizing grammar rules; it is about being able to communicate clearly as a bank officer. Practice comprehension passages, error spotting, and sentence improvement. Since only 25 questions are asked, every mark matters. Train yourself to read quickly, grasp the essence, and answer with accuracy. Avoid guesswork because even a few wrong attempts can reduce your overall score due to negative marking.

3.Strengthen Banking Awareness for an Edge

Banking Awareness is not just static GK—it is about understanding the pulse of the banking industry. Focus on regulatory guidelines, RBI circulars, government financial schemes, and recent banking reforms. Build clarity on areas like digital payments, NPA norms, Basel framework, and financial inclusion. Remember, this section filters out candidates who may be technically strong but lack banking domain understanding. Reading with curiosity instead of rote learning will give you a genuine advantage.

4.Deep Dive into Professional Knowledge

This is where aspirants can secure their seat. The Professional Knowledge section is highly job-specific. For instance, if you are applying for IT roles, you must focus on programming, databases, networking, and cyber security in banking. If you are targeting Credit or Risk, prioritize financial ratios, credit appraisal, and risk modeling. The best way to prepare is by relating theory to real-world banking practices—think how a risk manager identifies exposure or how a treasury officer handles forex volatility. Build applied knowledge instead of cramming definitions.

5.Practice Sectional Discipline

Since the exam has sectional timing, practice mock attempts in real exam mode. Give yourself 30 minutes for English, 30 minutes for Banking Awareness, and 60 minutes for Professional Knowledge. This discipline trains your mind to think under pressure and avoids the shock of time running out. Always review your weaker areas after each attempt instead of blindly repeating questions.

6.Develop Interview Readiness Alongside

Most aspirants delay interview preparation until results are declared. That’s a mistake. The interview panel will judge you not only on technical expertise but also on your decision-making ability, communication skills, and officer-like qualities. Start practicing how to explain your professional experience, projects handled, and how your expertise can benefit the bank. Use simple, confident language—your interview is where the officer in you must shine.

7.Maintain Consistency and Confidence

Preparation for the IOB SO exam is a marathon, not a sprint. Create a weekly schedule balancing reading, practice, and revision. Dedicate time for conceptual clarity and avoid the trap of learning everything at once. More than anything, believe that you are preparing not just for a test, but for a career that demands responsibility, trust, and leadership.


🌟 Final Thought

The IOB SO Recruitment 2025 is your gateway to a secure and prestigious career in banking, but success will only come to those who prepare with intent and discipline. Treat every section as an opportunity to showcase your readiness for the role. Build strong fundamentals, apply your knowledge to real banking scenarios, and train your mind to perform under exam conditions.

With clarity of purpose and steady effort, you can not only crack the exam but also step confidently into a career that rewards skill and commitment. Stay consistent, keep your preparation structured, and remember—this is your chance to create a future you’ve been working hard for. 🌟

❓ FAQs on IOB SO Recruitment 2025

Q1. How many vacancies are in IOB SO Recruitment 2025?

Indian Overseas Bank has announced 127 vacancies for Specialist Officer posts across MMGS II and MMGS III in the IOB SO Recruitment 2025 notification.

Q2. What is the salary for IOB Specialist Officer 2025?

The pay scale is ₹64,820 – ₹1,05,280 plus allowances.

Q3. What is the age limit for IOB SO jobs 2025?

For MMGS II: 25–35 years. For MMGS III: 30–40 years.

Q4. What is the selection process in IOB Specialist Officer recruitment?

Selection is based on online exam + interview.

Q5. What is the exam pattern for IOB SO exam 2025?

The test has 100 questions: English (25), Banking Awareness (25), Professional Knowledge (50).

Q6. What qualification is needed for IOB Specialist Officer posts?

BE/B.Tech, MCA, MBA, CA, CFA or relevant degrees with experience.

Q7. What is the application fee for IOB SO recruitment?

₹175 for SC/ST/PwBD and ₹1000 for others.

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