IOB SO Recruitment 2025 Notification – 127 Specialist Officer Vacancies

Indian Overseas Bank has officially released the IOB SO Recruitment 2025 notification for 127 Specialist Officer vacancies across MMGS II & MMGS III posts. This recruitment offers excellent opportunities for skilled professionals in IT, Risk, Credit, Audit, Treasury, Civil, Electrical, Architecture, and more. Candidates looking for public sector bank specialist officer jobs can now apply.
📋 IOB Specialist Officer 2025 – Recruitment Overview
Particulars | Details |
---|---|
Bank Name | Indian Overseas Bank (IOB) |
Post Name | Specialist Officers (SO) |
Advertisement No. | HRDD/RECT/03/2025-26 |
Total Vacancies | 127 |
Job Location | Across India |
Scale | MMGS II & MMGS III |
Apply Mode | Online |
Official Website | www.iob.in |
🏦 IOB SO Vacancy 2025 – Post Wise & Category Details
The IOB SO Vacancy 2025 notification officially announces 127 Specialist Officer posts across IT, Risk, Audit, Treasury, Credit, and Engineering streams. Below is the complete post-wise vacancy list with category distribution
Post Name | Scale | Vacancies |
---|---|---|
Manager (IS Audit) | MMGS II | 8 |
Senior Manager (IS Audit) | MMGS III | 2 |
Manager (Civil) | MMGS II | 5 |
Manager (Architect) | MMGS II | 3 |
Manager (Electrical) | MMGS II | 1 |
Manager (Automobile) | MMGS II | 1 |
Manager (Printing) | MMGS II | 1 |
Manager (Treasury) | MMGS II | 11 |
Manager (Corporate Credit) | MMGS II | 6 |
Senior Manager (Corporate Credit) | MMGS III | 4 |
Manager – IT | MMGS II | 41 |
Senior Manager – IT | MMGS III | 4 |
Manager – Risk | MMGS II | 5 |
Senior Manager – Risk | MMGS III | 5 |
Manager – Information Security | MMGS II | 13 |
Senior Manager – Information Security | MMGS III | 2 |
Manager – Software Engineer (Mobile Apps) | MMGS II | 2 |
Senior Manager – Software Engineer (Mobile Apps) | MMGS III | 1 |
Manager – Software Engineer (Automation Engineering) | MMGS II | 2 |
Manager – Software Engineer (Dot Net Technologies) | MMGS II | 2 |
Manager – Software Engineer (Java Technologies) | MMGS II | 2 |
Manager – Software Engineer (ML Ops Engineering) | MMGS II | 2 |
Manager – Data Scientist | MMGS II | 1 |
Senior Manager – Data Scientist | MMGS III | 1 |
Manager – Data Engineer | MMGS II | 1 |
Senior Manager – Data Engineer | MMGS III | 1 |
🔗 Important Links for IOB SO Recruitment 2025
Details | Link |
---|---|
IOB SO Recruitment 2025 Notification PDF | Download Here |
IOB SO Recruitment 2025 Apply Online | Click Here |
IOB Official Website | Click Here |
💰 IOB SO Salary 2025 – Specialist Officer Pay Scale
The IOB SO Salary 2025 structure is highly attractive, making this recruitment one of the most sought-after in the banking sector. Selected candidates will enjoy a competitive pay scale along with allowances and perks that ensure both financial stability and career growth. Apart from basic pay, candidates get DA, HRA, CCA, and various perks from the very first day.. The salary varies by scale, as shown below.
Scale | Salary Range |
---|---|
MMGS II | ₹64,820 – ₹93,960 |
MMGS III | ₹85,920 – ₹1,05,280 |
🎓 IOB SO Eligibility Criteria 2025
The IOB SO Eligibility Criteria 2025 is designed to ensure only skilled and experienced candidates apply. Applicants must meet post-wise educational qualifications, relevant work experience, and age requirements as per the official notification.
🔹 Educational Qualification & Experience
Candidates must hold BE/B.Tech, MCA, M.Sc, MBA, CA, CFA or equivalent degrees depending on the post.
Each Specialist Officer role demands specific professional skills and relevant work experience in IT, Risk, Audit, Treasury, Credit, Civil, Electrical, Architecture, and other domains.
Full post-wise details are given in the official PDF, and applicants must carefully check the criteria before applying.
Age Limit (as on 01.09.2025):
MMGS II: 25–35 years
MMGS III: 30–40 years
Age relaxation for SC/ST (5 yrs), OBC (3 yrs), PwBD (10 yrs), Ex-Servicemen (5 yrs)
🏆 IOB SO Selection Process 2025
The IOB SO Selection Process 2025 ensures that only the most qualified professionals make it through. Candidates are tested on both technical knowledge and personal suitability through a two-stage process. Final merit is prepared by combining scores from both stages.
🖥️ Online Examination
Objective test with sections on English Language, Banking Awareness, and Professional Knowledge.
Sectional cut-offs apply for each category.
🎤 Interview
Shortlisted candidates from the exam will be invited for a personal interview.
Focuses on professional expertise, communication, and role suitability.
🏅 Final Selection
Based on the combined performance in Online Exam and Interview.
Candidates must secure minimum qualifying marks in both stages.
📝 IOB SO Exam Pattern 2025
The IOB SO Exam Pattern 2025 is designed to evaluate candidates’ language skills, banking awareness, and domain knowledge. The test is fully online, objective in nature, and carries sectional qualifying marks. Knowing the pattern in advance helps aspirants plan a focused preparation strategy.
📊 Key Highlights
Sectional Qualifying Marks: 30% (Reserved), 35% (Unreserved)
Negative Marking: 0.25 marks deducted for each wrong answer
Duration: 120 minutes with sectional time limits
📚 Exam Structure
Section | Questions | Marks | Time |
---|---|---|---|
English Language | 25 | 25 | 30 min |
Banking Awareness | 25 | 25 | 30 min |
Professional Knowledge | 50 | 50 | 60 min |
Total | 100 | 100 | 120 min |
📅 IOB SO Important Dates 2025
Activity | Dates |
---|---|
Notification Release Date | 12 September 2025 |
Opening of Online Registration | 12 September 2025 |
Closing of Online Registration | 03 October 2025 |
Payment of Application Fee | 12 September 2025 – 03 October 2025 |
Online Examination Date | To be announced |
Interview Schedule | To be announced |
🖊️ How to Apply for IOB SO Recruitment 2025
The IOB SO Recruitment 2025 application process is completely online, and candidates must carefully follow each step to ensure their application is valid.
Visit the official website www.iob.in.
Go to Careers > Recruitment of Specialist Officers – 2025–26.
Register online and note down your registration number & password.
Fill in the application form carefully.
Upload photo, signature, thumb impression & handwritten declaration.
Pay the application fee online.
Submit the form and take a printout for reference
💳 IOB SO Application Fee 2025
The IOB SO Application Fee 2025 must be paid online only using debit card, credit card, internet banking, UPI, or other accepted digital methods. No offline payment will be accepted, and once paid, the fee is non-refundable under any circumstances.
Category | Fee Amount |
---|---|
SC / ST / PwBD | ₹175 (Intimation charges only) |
OBC / EWS / UR (General) | ₹1000 (Inclusive of GST) |
📑 Documents Required for IOB SO Recruitment
Applicants must keep all required documents scanned and ready before starting the online application for IOB SO Recruitment 2025. Uploading documents in the correct format is crucial, as any mismatch may lead to rejection at the application or interview stage.
Passport size photograph & signature
Left thumb impression
Handwritten declaration
Educational certificates & mark sheets
Experience certificates (as per role)
Category certificate (SC/ST/OBC/EWS/PwBD, if applicable)
📝 IOB SO Service Bond 2025
The IOB SO Recruitment 2025 comes with a service bond agreement to ensure candidate commitment after joining. This bond safeguards the bank’s investment in recruitment and training while offering job security to selected officers.
Bond Amount: ₹2,50,000 (Rupees Two Lakh Fifty Thousand only)
Minimum Service Period: 3 years from the date of joining
Candidates who resign before completing this three-year service period will be liable to pay the bond amount. This ensures that IOB Specialist Officers 2025 remain committed and contribute effectively to the bank’s growth.
🌟 Final Word on IOB SO Recruitment 2025
The IOB SO Recruitment 2025 is a golden opportunity for professionals to join one of India’s leading public sector banks. With 127 Specialist Officer posts across IT, Credit, Risk, Audit, Treasury, and Engineering streams, this recruitment ensures not just a job, but a stable and rewarding career.
💡 We wish you best of luck in your preparation and application journey. May you achieve success in securing your dream banking career!
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📚 How to Prepare for IOB SO Recruitment 2025 Exam
Preparing for the IOB SO Recruitment 2025 is not just about clearing an online test; it is about proving your professional expertise and readiness for a responsible officer role in one of India’s leading public sector banks. Since this exam combines technical depth with banking knowledge, your preparation should be structured, disciplined, and role-specific.
1.Understand the Exam Blueprint Before Starting
The exam has three clear sections: English Language, Banking Awareness with a focus on the banking industry, and Professional Knowledge. Many candidates overlook the fact that Professional Knowledge carries the highest weightage (50 marks). This means you must first map your preparation strategy according to your post applied—whether IT, Credit, Risk, Audit, Treasury, or Engineering. Build a subject-wise plan and allocate more time to your core specialization without neglecting the qualifying sections.
2.Master the English Section with Precision
English is not about memorizing grammar rules; it is about being able to communicate clearly as a bank officer. Practice comprehension passages, error spotting, and sentence improvement. Since only 25 questions are asked, every mark matters. Train yourself to read quickly, grasp the essence, and answer with accuracy. Avoid guesswork because even a few wrong attempts can reduce your overall score due to negative marking.
3.Strengthen Banking Awareness for an Edge
Banking Awareness is not just static GK—it is about understanding the pulse of the banking industry. Focus on regulatory guidelines, RBI circulars, government financial schemes, and recent banking reforms. Build clarity on areas like digital payments, NPA norms, Basel framework, and financial inclusion. Remember, this section filters out candidates who may be technically strong but lack banking domain understanding. Reading with curiosity instead of rote learning will give you a genuine advantage.
4.Deep Dive into Professional Knowledge
This is where aspirants can secure their seat. The Professional Knowledge section is highly job-specific. For instance, if you are applying for IT roles, you must focus on programming, databases, networking, and cyber security in banking. If you are targeting Credit or Risk, prioritize financial ratios, credit appraisal, and risk modeling. The best way to prepare is by relating theory to real-world banking practices—think how a risk manager identifies exposure or how a treasury officer handles forex volatility. Build applied knowledge instead of cramming definitions.
5.Practice Sectional Discipline
Since the exam has sectional timing, practice mock attempts in real exam mode. Give yourself 30 minutes for English, 30 minutes for Banking Awareness, and 60 minutes for Professional Knowledge. This discipline trains your mind to think under pressure and avoids the shock of time running out. Always review your weaker areas after each attempt instead of blindly repeating questions.
6.Develop Interview Readiness Alongside
Most aspirants delay interview preparation until results are declared. That’s a mistake. The interview panel will judge you not only on technical expertise but also on your decision-making ability, communication skills, and officer-like qualities. Start practicing how to explain your professional experience, projects handled, and how your expertise can benefit the bank. Use simple, confident language—your interview is where the officer in you must shine.
7.Maintain Consistency and Confidence
Preparation for the IOB SO exam is a marathon, not a sprint. Create a weekly schedule balancing reading, practice, and revision. Dedicate time for conceptual clarity and avoid the trap of learning everything at once. More than anything, believe that you are preparing not just for a test, but for a career that demands responsibility, trust, and leadership.
🌟 Final Thought
The IOB SO Recruitment 2025 is your gateway to a secure and prestigious career in banking, but success will only come to those who prepare with intent and discipline. Treat every section as an opportunity to showcase your readiness for the role. Build strong fundamentals, apply your knowledge to real banking scenarios, and train your mind to perform under exam conditions.
With clarity of purpose and steady effort, you can not only crack the exam but also step confidently into a career that rewards skill and commitment. Stay consistent, keep your preparation structured, and remember—this is your chance to create a future you’ve been working hard for. 🌟
❓ FAQs on IOB SO Recruitment 2025
Indian Overseas Bank has announced 127 vacancies for Specialist Officer posts across MMGS II and MMGS III in the IOB SO Recruitment 2025 notification.
The pay scale is ₹64,820 – ₹1,05,280 plus allowances.
For MMGS II: 25–35 years. For MMGS III: 30–40 years.
Selection is based on online exam + interview.
The test has 100 questions: English (25), Banking Awareness (25), Professional Knowledge (50).
BE/B.Tech, MCA, MBA, CA, CFA or relevant degrees with experience.
₹175 for SC/ST/PwBD and ₹1000 for others.