LIC AAO Recruitment 2025 – 760 Vacancies for Generalist & Specialist ₹88,635 Salary
The Life Insurance Corporation of India (LIC) has officially released the LIC AAO Recruitment 2025 notification for 760 Assistant Administrative Officer (AAO) vacancies across Generalist and Specialist cadres. This is one of the most prestigious insurance sector jobs in India, offering a starting basic pay of ₹88,635/month along with attractive allowances, perks, and career growth opportunities.
If you are aspiring for a secure government job in the banking and insurance sector, this is the perfect opportunity. In this blog, we cover the vacancies, eligibility, salary, exam pattern, important dates, and how to apply online for LIC AAO 2025.
📌 LIC AAO Recruitment 2025 – Overview
| Particulars | Details |
|---|---|
| Organization | Life Insurance Corporation of India (LIC) |
| Post Name | Assistant Administrative Officer (AAO) |
| Cadres | Generalist & Specialist |
| Total Vacancies | 760 Posts |
| Starting Salary | ₹88,635/month + Allowances |
| Selection Process | Preliminary Exam, Main Exam, Interview, Medical Test |
| Mode of Application | Online |
| Official Website | licindia.in |
📊 LIC AAO Vacancy 2025 – Generalist & Specialist
The Life Insurance Corporation of India (LIC) has announced a total of 760 vacancies under the LIC AAO Recruitment 2025. These vacancies are smartly divided between Generalist Officers and Specialist Officers, giving aspirants from different educational and professional backgrounds a golden opportunity to secure a prestigious government job.
📊 LIC AAO Vacancy 2025 – Post-wise Details
| Post Name | Number of Vacancies |
|---|---|
| AAO (Generalist) | 350 |
| AAO (IT) | 100 |
| AAO (Chartered Accountant) | 100 |
| AAO (Actuarial) | 100 |
| AAO (Legal) | 60 |
| AAO (Rajbhasha Adhikari) | 50 |
📊 LIC AAO Vacancy 2025 – Category-wise Breakup
| Post Name | UR | SC | ST | OBC | EWS | Total |
|---|---|---|---|---|---|---|
| AAO (Generalist) | 144 | 55 | 26 | 97 | 28 | 350 |
| AAO (IT) | 40 | 15 | 7 | 27 | 11 | 100 |
| AAO (Chartered Accountant) | 40 | 15 | 7 | 27 | 11 | 100 |
| AAO (Actuarial) | 40 | 15 | 7 | 27 | 11 | 100 |
| AAO (Legal) | 24 | 9 | 4 | 18 | 5 | 60 |
| AAO (Rajbhasha Adhikari) | 20 | 8 | 3 | 14 | 5 | 50 |
Grand Total: 760 Vacancies
🎓 LIC AAO Eligibility Criteria 2025
📚 Educational Qualification
To maintain its high professional standards, LIC has prescribed different qualifications for Generalist and Specialist AAO posts:
AAO (Generalist):
A Bachelor’s Degree in any discipline from a recognized university or institution.
This opens doors for graduates from diverse academic backgrounds, including Arts, Science, and Commerce.
AAO (Specialist):
Candidates must hold a graduate degree + professional qualification in the respective specialization, such as:IT Officers: B.Tech / M.Tech / MCA / related degree in Computer Science, IT, or Electronics
Chartered Accountants (CA): Valid CA membership with ICAI
Actuarial Officers: Graduate with actuarial papers cleared as per IAI norms
Legal Officers: LL.B or equivalent law degree with enrollment in Bar Council
Rajbhasha Adhikari: Postgraduate in Hindi/Hindi translation with English as a subject at graduation level (or vice versa)
✅ Why this matters?
LIC ensures that Generalist officers bring versatility, while Specialists contribute niche expertise. This balance is what keeps LIC functioning smoothly across finance, technology, law, and risk management domains.
📅 LIC AAO Age Limit 2025 (as on 01.08.2025)
Minimum Age: 21 years
Maximum Age: 30 years
👉 Candidates must have been born not earlier than 02.08.1995 and not later than 01.08.2004 (both dates inclusive).
Age Relaxation (as per Govt. norms):
| Category | Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD (General / EWS) | 10 years |
| PwBD (OBC) | 13 years |
| PwBD (SC / ST) | 15 years |
| Ex-Servicemen | 5 years |
| Confirmed LIC Employees | Additional relaxation |
💰 LIC AAO Salary 2025 – Pay Scale & Perks
| Component | Details |
|---|---|
| Basic Pay | ₹88,635/month |
| Pay Scale | ₹88,635 – 4,385(14) – 1,50,025 – 4,750(4) – 1,69,025 |
| Gross Salary (Metro Cities) | Approx. ₹1.26 lakh/month (including allowances) |
Allowances & Benefits
✔️ House Rent Allowance (HRA)
✔️ City Compensatory Allowance (CCA)
✔️ Dearness Allowance (DA)
✔️ Defined Contributory Pension
✔️ Gratuity & LTC
✔️ Group Mediclaim & Group Personal Accident Insurance
✔️ Vehicle Loan, Festival Advance & Other Perks
🚀 Career Growth & Promotions
Salary is just one part of the story. What makes this job truly rewarding is the clear career progression path. An AAO can rise through the ranks to Administrative Officer, Senior Divisional Manager, Zonal Manager, and even higher leadership roles within LIC. Each promotion comes with higher pay, more authority, and better perks, ensuring that ambitious candidates never hit a ceiling in their career.
📝Selection Process For LIC AAO Recruitment 2025
The LIC AAO Recruitment 2025 follows a rigorous and transparent selection process designed to pick the most capable and well-rounded candidates. It isn’t just about clearing exams—it’s about proving your aptitude, communication, and overall suitability for a prestigious role in India’s largest insurance organization.
Here’s how the selection journey unfolds:
1. Preliminary Examination (Online – Objective Test)
The Prelims is the first hurdle and acts as a screening stage.
It consists of objective-type questions in English Language, Quantitative Aptitude, and Reasoning Ability.
While the marks of this round are not counted in the final merit list, you must qualify to move ahead.
👉 This stage tests your speed, accuracy, and exam temperament, ensuring only serious candidates make it to the next round.
2. Main Examination (Online – Objective + Descriptive)
This is the most crucial stage, carrying maximum weight in the selection process.
It has two parts:
Objective Test: Includes sections like Reasoning, General Knowledge & Current Affairs, Insurance & Financial Market Awareness, Data Analysis & Interpretation, and English Language.
Descriptive Test: Candidates are asked to write essays and letters, which test written communication, clarity of thought, and formal writing skills.
👉 Marks obtained in the Mains Exam are counted in the final merit list, making it the decisive stage for most aspirants.
3. Interview
Shortlisted candidates from the Mains are invited for a personal interview.
This round assesses confidence, presence of mind, personality, and communication skills.
It’s where LIC ensures you are not only academically strong but also capable of handling real-world responsibilities.
4. Pre-Recruitment Medical Examination
Before the final appointment, every candidate must undergo a medical test.
This ensures that the selected candidates are medically fit for the job.
✨ In summary: The LIC AAO Selection Process 2025 is comprehensive yet fair. It evaluates your knowledge, aptitude, personality, and health, making sure that those who step into this role are well-prepared for the challenges and responsibilities ahead.
📚 Exam Pattern - LIC AAO Recruitment 2025
The LIC AAO Recruitment 2025 exam pattern has been carefully designed to test both your conceptual knowledge and practical skills. It includes two online exams (Prelims & Mains), followed by an Interview and Medical Test. Understanding the exam structure is the first step towards effective preparation.
🔹 Preliminary Examination (Online – 1 Hour | 70 Marks)
The Prelims is a qualifying test—your score here doesn’t count in the final merit, but clearing it is mandatory.
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 35 | 35 | — |
| Quantitative Aptitude | 35 | 35 | — |
| English Language* | 30 | Qualifying | — |
⚡ Important Note: The English Language section is qualifying in nature—its marks are not added to the merit list, but you must clear it to proceed.
👉 With just 60 minutes, candidates need to balance speed and accuracy to qualify for the next stage.
🔹 Main Examination (Online – Objective + Descriptive)
This stage is the game-changer since the marks obtained here are considered for final selection.
📊 Objective Test (Multiple Choice Questions)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability & Computer Aptitude | 30 | 90 | 40 mins |
| General Knowledge & Current Affairs | 30 | 60 | 20 mins |
| Data Analysis & Interpretation | 30 | 90 | 40 mins |
| Insurance & Financial Market Awareness | 30 | 60 | 20 mins |
👉 The objective test is divided into sections with separate time limits, which means you can’t shift between sections.
✍️ Descriptive Test (English Language – 25 Marks)
Includes Letter Writing & Essay Writing.
Conducted online in typing mode.
Marks are added to the final merit list.
Tests your clarity of thought, structured writing, and professional communication skills.
💰 Application Fee Structure for LIC AAO Recruitment 2025
| Category | Fees |
|---|---|
| SC / ST / PwBD | ₹100 + GST |
| All Other Candidates | ₹750 + GST |
🌐 LIC AAO Apply Online 2025 – Step by Step
Step 1: Visit the Official Website
Go to licindia.in.
Navigate to the “Careers” section on the homepage.
Click on “Recruitment of AAO 2025”.
Step 2: Registration
Click on “New Registration”.
Enter your valid email ID and mobile number (make sure they remain active until final selection).
A unique registration ID and password will be generated—note these down safely.
Step 3: Fill the Application Form
Log in with your registration details.
Fill in personal information, educational qualifications, and category details carefully.
Double-check all entries, as incorrect details may lead to disqualification.
Step 4: Upload Documents
Upload scanned copies of the following in the prescribed format:
Passport-size photograph
Signature
Left thumb impression
Handwritten declaration
Category/Disability certificates (if applicable)
👉 Ensure the files are clear, legible, and within the specified size limits.
Step 5: Pay the Application Fee
Make payment through net banking, credit/debit card, or UPI.
Save the transaction receipt for reference.
Step 6: Final Submission
Preview the entire form before submission.
Click on “Final Submit”.
Download and save the confirmation page & filled application form for future reference.
⚠️ Important Tip: Apply well before the last date to avoid server issues or last-minute technical glitches.
🔗 LIC AAO Recruitment 2025 – Important Links
| Activity | Link |
|---|---|
| Official Website | Visit Here |
| Apply Online for LIC AAO 2025 | Click Here |
| LIC AAO Generalist Notification 2025 PDF | Download PDF |
| LIC AAO Specialist Notification 2025 PDF | Download PDF |
| LIC Careers Page | Visit Here |
📅 LIC AAO Recruitment 2025 – Important Dates
| Activity | Date |
|---|---|
| Notification Release | 16 August 2025 |
| Online Application Start Date | 18 August 2025 |
| Last Date to Apply Online | 8 September 2025 |
| Preliminary Exam | To be announced |
| Main Exam | To be announced |
📌 Why Choose LIC AAO Job in 2025?
✅ One of the most stable and respected careers in India.
✅ High starting pay with continuous increments.
✅ Strong career growth within the financial sector.
✅ Job security + Pension benefits.
✅ Work-life balance better than many banking jobs.
✨ Final Words For LIC AAO Recruitment 2025
The LIC AAO Recruitment 2025 is a golden chance for aspirants aiming for a government job in the insurance & financial sector. With 760 vacancies across Generalist & Specialist posts, an attractive starting salary of ₹88,635, and strong career progression, this exam is set to be highly competitive.
If you are serious about cracking LIC AAO 2025, start your preparation early with a structured plan, practice mock tests, and keep an eye on official updates.
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🎯 How to Prepare for LIC AAO Recruitment 2025
Cracking the LIC AAO Recruitment 2025 requires a blend of smart strategy, disciplined practice, and exam-oriented study. Since the exam has both Prelims and Mains (with descriptive and interview stages), aspirants must prepare holistically. Below is a structured roadmap designed specifically for this notification.
🧠 Understand the Exam Structure First
Before diving into books and notes, candidates must thoroughly understand the LIC AAO Exam Pattern 2025. The Prelims test speed and accuracy in Reasoning, Quantitative Aptitude, and English, while the Mains goes deeper into Data Interpretation, Insurance & Financial Awareness, and Descriptive English. Knowing this helps in prioritizing subjects.
👉 Pro Tip: Don’t treat all subjects equally—focus more on scoring-heavy sections like Reasoning and Quant, while treating English in Prelims as qualifying but in Mains Descriptive as scoring.
📊 Section-Wise Preparation Strategy
🔹 Reasoning Ability
Focus on puzzle-based questions, seating arrangements, coding-decoding, syllogisms, and inequalities.
Practice timed sets daily to improve accuracy.
In Mains, reasoning is combined with computer aptitude—so revise basic topics like MS Office, internet, shortcuts, and security.
🔹 Quantitative Aptitude & Data Interpretation
Strengthen basics of percentage, ratio, profit & loss, time & work, time & distance, and SI/CI.
For Mains, practice DI caselets, charts, data sufficiency, and advanced arithmetic applications.
Speed is crucial—learn mental calculation tricks for saving time.
🔹 English Language (Prelims & Descriptive)
In Prelims, focus on comprehension, error spotting, and cloze tests just enough to clear the qualifying cut-off.
For Mains descriptive test, practice writing formal letters, precis, and essays on financial and social topics. This reflects communication skills—important for interviews.
🔹 General Knowledge & Current Affairs
Concentrate on the last 6–8 months of current affairs before the exam, especially banking, insurance, and economy-related news.
Revise static GK areas like important committees, awards, and government schemes.
Reading summaries daily helps in quick recall during exams.
🔹 Insurance & Financial Market Awareness
This section is unique to LIC AAO Recruitment 2025, so aspirants must not ignore it.
Prepare basics of insurance terms (premium, annuity, policyholder rights, solvency), IRDAI regulations, LIC history, and current market trends.
Relating financial terms to real-world examples makes retention stronger.
🕒 Time Management & Mock Practice
Allocate at least 2–3 hours daily for Quant & Reasoning, as they carry maximum marks.
Keep 30–45 minutes aside daily for GK and Insurance Awareness revision.
Write full-length mock tests weekly to simulate exam conditions and analyze mistakes.
Maintain a formula/shortcut notebook for last-minute revision.
💡 Interview & Personality Preparation
Many aspirants neglect the interview, but it carries significant weight.
Stay updated on LIC’s role in Indian economy, insurance penetration, and financial inclusion.
Be ready to answer HR questions like “Why LIC?” and “Why AAO as a career?”.
Communication, confidence, and clarity of thought will set you apart.
✅ Final Thoughts
Success in the LIC AAO Recruitment 2025 exam is not about cramming everything but about mastering the pattern, focusing on high-weightage areas, and maintaining consistency. Treat this exam as not just a test of knowledge, but as a career gateway into India’s most trusted insurance giant.
With smart preparation, disciplined practice, and self-belief, aspirants can not only clear the exam but also thrive in their LIC AAO journey. Remember—every mock you take, every concept you revise, and every hour you dedicate today is an investment in a stable and rewarding career tomorrow.
❓ LIC AAO Recruitment 2025 – FAQs
The starting basic pay of LIC AAO in 2025 is ₹88,635/month, with a pay scale that can reach up to ₹1.69 lakh. Including allowances like HRA, CCA, and DA, the gross monthly salary is around ₹1.26 lakh in metro cities, making it one of the most lucrative jobs in the insurance sector.
LIC has announced a total of 760 vacancies – out of which 350 are for Generalist AAO posts and 410 for Specialist AAO posts (including IT, Chartered Accountant, Actuarial, Legal, and Rajbhasha Adhikari).
The minimum age is 21 years and maximum is 30 years as on 01.08.2025. This means candidates must have been born between 02.08.1995 and 01.08.2004. Age relaxation applies to reserved categories as per government norms.
AAO Generalist: Graduation in any discipline.
AAO Specialist: Graduation plus professional qualification in the respective field (CA/CS/IT/Actuarial/Law/Language).
Candidates must also meet the age criteria to apply.
The selection process includes:
Preliminary Exam (Online – Objective)
Main Exam (Objective + Descriptive)
Interview
Pre-Recruitment Medical Test
The Prelims has three sections – Reasoning, Quantitative Aptitude, and English (qualifying). The Mains includes Reasoning & Computer Aptitude, Data Analysis, GK & Current Affairs, Insurance Awareness, and a Descriptive English Test.
Candidates can apply online at the official LIC website (licindia.in). The process involves registration, filling the form, uploading documents, paying the application fee, and submitting the final application.
Yes, LIC AAO is a permanent central government job under the Life Insurance Corporation of India, offering job security, pension benefits, and steady career growth with promotions to higher managerial roles.