Punjab & Sind Bank Recruitment 2025 – 750 Officer Vacancies | Starting Salary Approx ₹75,000
The Punjab & Sind Bank Recruitment 2025 notification has officially been released for the post of Local Bank Officers (LBO) in Junior Management Grade Scale I (JMGS-I). According to the notification, a total of 750 Officer vacancies are available across multiple states, with mandatory local language proficiency. This is a golden opportunity for banking aspirants to join a Public Sector Undertaking (PSU) Bank under the Government of India.
📢 Overview of Punjab & Sind Bank Recruitment 2025
Punjab & Sind Bank, a proud Public Sector Bank under the Government of India, has officially announced a major hiring drive for 2025. This recruitment offers a golden opportunity for aspirants aiming to build a secure and respected career in the banking sector.
| Particulars | Details |
|---|---|
| Bank Name | Punjab & Sind Bank (Govt. of India Undertaking) |
| Post Name | Local Bank Officer (JMGS-I) |
| Total Vacancies | 750 |
| Mode of Application | Online |
| Recruitment Stages | Written Test → Screening → Personal Interview → Language Proficiency Test |
| Job Location | State-specific (candidate can apply for one state only) |
| Type of Job | Regular Appointment in PSU |
📊 Punjab & Sind Bank Officer Vacancies 2025
Punjab & Sind Bank has announced 750 Officer vacancies (JMGS-I) under its Local Bank Officer Recruitment 2025. What makes this recruitment special is that the vacancies are strictly state-specific – meaning candidates must apply for only one state and also possess proficiency in the local language of that state.
🔎 State-Wise Vacancy Distribution
Here’s the complete breakdown of category-wise vacancies across all participating states/UTs:
| State | Language | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|---|
| Andhra Pradesh | Telugu | 12 | 6 | 21 | 8 | 33 | 80 |
| Chhattisgarh | Chhattisgarhi | 6 | 3 | 10 | 4 | 17 | 40 |
| Gujarat | Gujarati | 15 | 7 | 27 | 10 | 41 | 100 |
| Himachal Pradesh | Dogri | 4 | 2 | 8 | 3 | 13 | 30 |
| Jharkhand | Santhali | 5 | 2 | 9 | 3 | 16 | 35 |
| Karnataka | Kannada | 9 | 4 | 17 | 6 | 29 | 65 |
| Maharashtra | Marathi | 15 | 7 | 27 | 10 | 41 | 100 |
| Odisha | Oriya | 12 | 6 | 22 | 8 | 37 | 85 |
| Puducherry | Tamil | 0 | 0 | 1 | 0 | 4 | 5 |
| Punjab | Punjabi | 9 | 4 | 16 | 6 | 25 | 60 |
| Tamil Nadu | Tamil | 12 | 6 | 22 | 8 | 37 | 85 |
| Telangana | Telugu | 7 | 3 | 13 | 5 | 22 | 50 |
| Assam | Assamese | 2 | 1 | 4 | 1 | 7 | 15 |
📝 Key Insights for Aspirants
Highest Vacancies
Gujarat and Maharashtra each offer 100 posts, the largest share in this recruitment.Southern States Advantage
Andhra Pradesh, Tamil Nadu, and Odisha each have 80+ vacancies, giving more opportunities to candidates from these regions.Lowest Vacancies
Puducherry has just 5 posts, so competition will be intense.Local Language Requirement
Proficiency in the regional language is mandatory – e.g., Tamil for Tamil Nadu, Punjabi for Punjab.
💰 Officer Salary Structure – Punjab & Sind Bank
One of the important highlights of the Punjab & Sind Bank Recruitment 2025 is the well-structured salary package offered to officers in the Junior Management Grade Scale–I (JMGS-I). With a pay scale of ₹48,480 – ₹85,920, the structure is designed to provide steady growth, job security, and access to multiple benefits that come with working in a PSU bank.
| Component | Calculation / % | Approx. Amount (₹) |
|---|---|---|
| Basic Pay (Entry) | Fixed | ₹54,480 (with 3 increments) |
| Dearness Allowance (DA) | ~46% of Basic (Q2 2025 rate) | 25,060 |
| House Rent Allowance (HRA) | 9% (Z class) – 10% (Y class) – 12% (X class) | 4,900 – 6,500 |
| City Compensatory Allowance (CCA) | 3% (max ₹870) | 870 |
| Other Allowances & Perks | Medical, LTC, Pension, etc. | ~2,000 – 3,000 |
| Approx. Monthly Salary (Starting) | Basic + DA + HRA + CCA | ₹74,000 – ₹76,500 |
| Gross Salary (Upper Band) | Including higher HRA & perks | ₹75K+ per month |
⚙️ Selection Process for Punjab & Sind Bank Officer Vacancies
Before applying for the Punjab & Sind Bank Recruitment 2025, candidates must carefully check the eligibility rules laid down in the official notification. Fulfilling these conditions is mandatory—applications of ineligible candidates will be rejected at any stage of the process.
📘 Educational Qualification
Graduation in any discipline from a recognized university is compulsory.
Candidates must possess a valid degree certificate/mark sheet at the time of application.
Note: Only regular graduation is accepted; equivalent or provisional qualifications not recognized by UGC/AICTE will not be valid.
💼 Work Experience
A minimum of 18 months of experience as an Officer in a Public Sector Bank (PSB) or Regional Rural Bank (RRB) (on regular basis) is required.
Experience in private banks, cooperative banks, NBFCs, fintech companies, or contractual roles will not be considered.
🎯 Age Limit (as on 01.08.2025)
Minimum Age: 20 years
Maximum Age: 30 years
Candidate must be born between 02.08.1995 and 01.08.2005 (both dates inclusive).
⏳ Age Relaxation
SC/ST: 5 years
OBC (Non-Creamy Layer): 3 years
PwBD (Persons with Benchmark Disability): 10 years
Ex-Servicemen (including ECOs/SSCOs): 5 years
Persons affected by 1984 riots: 5 years
⚙️ Selection Process for Punjab & Sind Bank Officer Vacancies
The recruitment follows a multi-stage process, ensuring candidates are assessed fairly on both knowledge and suitability:
🖊️ Written Test (Online)
Objective exam on English, Banking, Economy & Computers
Major weightage: 70% in final merit
🔍 Screening
Applications + scores reviewed
Only eligible & qualifying candidates shortlisted
👔 Personal Interview
Tests communication, decision-making & suitability
Carries 30% weightage in merit
🗣️ Language Proficiency Test
Must read, write & understand local language of applied state
Essential for customer service in regional branches
📊 Final Merit List
Prepared state-wise
Based on Written (70%) + Interview (30%)
Language test is mandatory to qualify
👉 This process blends knowledge, personality, and local fluency, ensuring the bank recruits well-rounded officers ready to serve diverse customers.
📜 Exam Pattern – Punjab & Sind Bank Recruitment 2025
The online written test is fully objective (MCQ-based) and checks a candidate’s command over banking knowledge, aptitude, and essential skills.
| Section | No. of Questions | Marks |
|---|---|---|
| English Language | 30 | 30 |
| Banking Knowledge | 40 | 40 |
| General Awareness & Economy | 30 | 30 |
| Computer Aptitude | 20 | 20 |
| Total | 120 | 120 |
Duration: 120 minutes (2 hours)
Nature of Test: Objective, online mode
🎯 Qualifying Marks
UR / EWS: 40%
SC / ST / OBC / PwBD: 35%
👉 This exam goes beyond basic aptitude — it measures a candidate’s readiness for the dynamic role of a PSU Bank Officer, blending finance, language, awareness, and tech skills into one holistic assessment.
🗓️ Punjab & Sind Bank Important Dates 2025
| Activity | Date |
|---|---|
| Opening of Online Application | 20 August 2025 |
| Closing of Online Application & Fee Payment | 04 September 2025 |
| Download of Call Letter | To be notified |
| Online Examination | October 2025 (Tentative) |
| Interview Schedule | To be notified later |
📝 Punjab & Sind Bank Application Process 2025
Applications are accepted online only. Follow these clear steps:
📌 Step-by-Step Guide
Visit Website
Open Punjab & Sind Bank official site → Recruitment/Careers section.
Select Notification
Click on Punjab & Sind Bank Recruitment 2025 – Local Bank Officer.
Register
Use valid email ID and mobile number (keep both active).
Fill Application Form
Enter personal details, educational qualification, and work experience carefully.
Upload Documents
Scanned photo
Signature
Left thumb impression
Handwritten declaration (as per format in notification)
Pay Application Fee
Online mode only – debit/credit card, UPI, or net banking.
Final Submit
Re-check all details → Click Submit.
Print Confirmation
Save a copy of the submitted form and fee receipt for future use.
👉 Pro Tip: Apply early, don’t wait till the last date (25 August 2025). Server load on the final day may cause payment failures or delays.
🔗 Punjab & Sind Bank Recruitment 2025 – Direct Links
| Activity | Link |
|---|---|
| Official Notification PDF | Download Here |
| Apply Online | Click Here |
| Official Website | Click Here |
💳 Punjab & Sind Bank Exam Fee Structure 2025
| Category | Fee Amount* |
|---|---|
| SC / ST / PwBD | ₹100 + applicable taxes & charges |
| General / OBC / EWS | ₹850 + applicable taxes & charges |
*Payment must be made online only via debit/credit card, UPI, or net banking.
📑 Documents Required for Punjab & Sind Bank Recruitment 2025
When applying online, candidates must keep the following documents scanned and ready in the prescribed format:
Recent Passport Size Photograph (JPEG, as per notification size guidelines)
Signature (black ink, JPEG format)
Left Thumb Impression (on white paper with black/blue ink)
Handwritten Declaration (as mentioned in the notification, scanned copy)
Educational Certificates/Mark Sheets (Graduation or higher, proving eligibility)
Experience Certificate (minimum 18 months in PSU Bank/RRB, mandatory)
Category Certificate (if applicable: SC/ST/OBC/EWS/PwBD)
Identity Proof (Aadhar Card, PAN, Voter ID, Passport, etc.)
👉 All documents should be uploaded clearly and correctly. Any mismatch may lead to application rejection
📑 Service Bond – Punjab & Sind Bank Recruitment 2025
| Scale | Bond Amount | Bond Period | Probation Period |
|---|---|---|---|
| JMGS-I | Equivalent to 3 months’ gross salary (Basic + DA + Special Allowance) as on resignation date | 3 years | 6 months |
🏁 Closing Note on Punjab & Sind Bank Recruitment Notification 2025
The Punjab & Sind Bank Recruitment 2025 is one of the biggest opportunities this year for banking aspirants, with 750 officer vacancies across multiple states. The recruitment not only offers job security in a PSU Bank but also an attractive starting salary of approx ₹75,000/month, along with growth prospects and benefits.
According to the official notification, candidates must meet the eligibility criteria, language proficiency, and mandatory banking experience to qualify. With the exam scheduled for October 2025, aspirants should begin preparation early by focusing on English, Banking Knowledge, General Awareness, and Computer Aptitude.
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📝 How to Prepare for Punjab & Sind Bank Recruitment 2025
Preparing for the Punjab & Sind Bank Recruitment 2025 requires a smart, state-specific, and disciplined strategy. Since the exam is not just about knowledge but also about accuracy, speed, and local language proficiency, aspirants must follow a structured plan that balances concept clarity and practice. Below is a detailed roadmap to help you prepare effectively:
📚 1. Understand the Exam Pattern & Syllabus Thoroughly
Before starting preparation, carefully go through the Punjab & Sind Bank Officer (JMGS-I) exam pattern. The online test has four sections:
English Language
Banking Knowledge
General Awareness & Economy
Computer Aptitude
👉 Knowing the structure (120 questions, 120 marks, 120 minutes) helps you plan time allocation and avoid surprises in the exam.
🏦 2. Focus on Banking Knowledge First
This section carries the highest weightage (40 marks). Strengthen the following areas:
Core concepts of Indian banking system (PSU banks, RBI, Monetary Policy, Priority Sector Lending).
Current banking reforms, financial inclusion, and digital banking initiatives.
Basics of credit, NPA management, risk management, and customer service.
💡 Tip: Use simple notes to revise key banking terms daily — consistency matters more than volume.
🌍 3. Master General Awareness & Economy
With 30 marks at stake, this section can be a game-changer.
Focus on last 6 months’ current affairs with special attention to economy, RBI policies, government schemes, and state-specific developments.
Revise topics like GDP, inflation, budget highlights, taxation changes, and international economic news.
Track updates in PSU banking sector, since the recruitment itself is for a PSU bank, which makes it even more relevant.
✍️ 4. Build Accuracy in English Language
The English section (30 marks) tests grammar, comprehension, and usage.
Practice reading comprehension daily to build speed.
Revise basics of grammar, vocabulary, synonyms/antonyms, and sentence improvement.
Learn to eliminate wrong options quickly — this improves accuracy and saves time.
💻 5. Don’t Ignore Computer Aptitude
Though this section carries 20 marks, it is often the difference-maker.
Revise basics of MS Office, internet, DBMS, cyber security, and networking concepts.
Understand recent developments in digital banking, since PSU banks are rapidly adopting new technology.
🕒 6. Time Management & Mock Practice
Attempt full-length mock tests to simulate real exam pressure.
Focus on speed–accuracy balance: remember, negative marking can impact your score if you guess too much.
Analyze each test — don’t just take mocks, but check mistakes and revise weak areas.
🌐 7. Language Proficiency is Non-Negotiable
Since the Punjab & Sind Bank Recruitment 2025 is state-wise, candidates must read, write, and understand the local language.
Practice reading newspapers, short passages, or basic letters in the respective state language.
This simple effort can help clear the Language Proficiency Test with ease.
🧠 8. Build a Consistent Daily Routine
Morning (Concepts): Study theory-heavy subjects like Banking & Economy.
Afternoon (Practice): Attempt topic-wise questions in English & Computers.
Evening (Revision): Go through current affairs and short notes.
Night (Mock/Analysis): End the day with practice tests or error analysis.
Consistency beats last-minute cramming — 2 focused hours daily for 2 months is more effective than 10 hours of random study.
🔑 Final Thoughts
Success in the Punjab & Sind Bank Recruitment 2025 comes from a balanced mix of knowledge, practice, and state-level awareness. Remember, this is not just a bank exam — it’s an opportunity to secure a stable PSU officer role with a salary of approx ₹75,000/month and long-term career growth. Focus on fundamentals, practice smartly, and prepare with discipline.
👉 If you keep your preparation structured, state-focused, and consistent, your chances of success will multiply.
❓ FAQs on Punjab & Sind Bank Recruitment 2025
The salary for a Punjab & Sind Bank Officer (JMGS-I) is in the pay scale of ₹48,480 – ₹85,920. At the entry level, candidates receive a basic pay of ₹54,480, and including DA, HRA, and other allowances, the approximate starting salary is around ₹75,000 per month, depending on the posting city and DA rates.
The bank has announced 750 officer vacancies under the Junior Management Grade Scale-I (JMGS-I). These are distributed state-wise, and candidates must apply for only one state, ensuring they are proficient in the local language.
Candidates must be graduates in any discipline from a recognized university and should possess at least 18 months of regular experience as an Officer in a PSU Bank or Regional Rural Bank (RRB). The age limit is 20 to 30 years as of 01.08.2025, with relaxations for reserved categories.
The selection process involves multiple stages:
Written Test (Online)
Screening
Personal Interview
Language Proficiency Test
The final merit list is prepared state-wise with 70% weightage for the written test and 30% for the interview.
The online exam consists of 120 questions for 120 marks to be completed in 120 minutes. The subjects include:
English Language (30)
Banking Knowledge (40)
General Awareness & Economy (30)
Computer Aptitude (20)
Candidates must apply online only through the official Punjab & Sind Bank website. The process includes registration, filling the form, uploading documents, paying the fee, and submitting the final application.
SC/ST/PwBD: ₹100 + applicable taxes/charges
General/OBC/EWS: ₹850 + applicable taxes/charges
Yes, Punjab & Sind Bank is a Public Sector Bank (PSU) under the Government of India. Selected candidates will be appointed as regular officers with PSU benefits, long-term growth opportunities, and pension benefits.